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23/09/2026

THE 10 COMMANDMENTS OF THE STINGY MEN ASSOCIATION OF ZAMBIA (SMAZ)

1. THOU SHALT NOT SPEND TO IMPRESS.
Let people admire your discipline, not your unnecessary spending.

2. THOU SHALT KNOW THE DIFFERENCE BETWEEN NEED AND WANT.
If you can survive without it, think twice before buying it.

3. THOU SHALT PROTECT THY MONEY.
Not every person who calls you “boss” is entitled to your wallet.

4. THOU SHALT SAVE BEFORE THOU SPEND.
Pay your future self first.

5. THOU SHALT NOT BORROW TO LOOK RICH.
A borrowed lifestyle is still a debt.

6. THOU SHALT NOT FEEL GUILTY FOR SAYING NO.
“No” is sometimes the strongest financial decision.

7. THOU SHALT NOT WASTE FOOD, MONEY, OR OPPORTUNITIES.
If it still has value, use it. SMAZ does not believe in unnecessary waste.

8. THOU SHALT NOT COMPARE THYSELF WITH OTHERS.
Someone else's lifestyle is not your financial responsibility.

9. THOU SHALT MAKE THY MONEY WORK.
Save, invest, and plan instead of spending everything that enters your hands.

10. THOU SHALT REMEMBER THE GOLDEN LAW OF SMAZ:
“It is better to be called stingy today than to be called broke tomorrow.”

SMAZ — We are not against spending. We are against unnecessary spending.

NSHIKWETE!

12/09/2026

❤️✨

12/09/2026

Legends

12/09/2026

A bro who tells other bros goodnight instead of rest in peace💀

10/09/2026

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Photos from Rap by RAPTV's post 09/09/2026
08/09/2026

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