Plan with Madel

₱15 a day - or ₱𝟓,𝟑𝟗𝟕 𝐟𝐨𝐫 𝐨𝐧𝐞 𝐲𝐞𝐚𝐫 𝐨𝐟 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞.

And here’s something worth knowing: 𝐅𝐖𝐃 𝟑-𝐢𝐧-𝟏 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐢𝐬 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞 𝐭𝐨 𝐞𝐥𝐢𝐠𝐢𝐛𝐥𝐞 𝐛𝐮𝐲𝐞𝐫𝐬 𝐚𝐠𝐞𝐬 𝟏𝟖–𝟓𝟎, 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐥𝐢𝐬𝐭𝐞𝐝 𝐩𝐫𝐞𝐦𝐢𝐮𝐦 𝐢𝐬 ₱𝟓,𝟑𝟗𝟕/𝐲𝐞𝐚𝐫 𝐚𝐜𝐫𝐨𝐬𝐬 𝐭𝐡𝐚𝐭 𝐞𝐧𝐭𝐫𝐲-𝐚𝐠𝐞 𝐫𝐚𝐧𝐠𝐞 - it isn’t priced higher just because you’re 30, 40, or 50.

For that annual premium, you get:

🧡 ₱𝟐𝟎𝟎,𝟎𝟎𝟎 𝐋𝐢𝐟𝐞 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧
Cash benefit for your family in case of death.

🩺 ₱𝟏𝟎𝟎,𝟎𝟎𝟎 𝐂𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐈𝐥𝐥𝐧𝐞𝐬𝐬 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧
Financial support if diagnosed with any of the 42 covered major illnesses.

🛡️ ₱𝟓𝟎𝟎,𝟎𝟎𝟎 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧
Cash benefit for covered accidental death or disability due to terrorism.

Coverage is for 𝟏 𝐲𝐞𝐚𝐫 𝐚𝐧𝐝 𝐦𝐚𝐲 𝐛𝐞 𝐫𝐞𝐧𝐞𝐰𝐞𝐝 𝐚𝐧𝐧𝐮𝐚𝐥𝐥𝐲 𝐮𝐩 𝐭𝐨 𝐚𝐠𝐞 𝟓𝟓, subject to eligibility, terms and conditions.

So if you’ve been thinking that insurance automatically gets expensive because of your age, this particular plan may be worth looking into.

Want to know if 𝐅𝐖𝐃 𝟑-𝐢𝐧-𝟏 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 fits what you need? Message me and I’ll walk you through it - no pressure, just clear information. 💬

𝐌𝐚𝐠𝐤𝐚𝐧𝐨 𝐛𝐚 𝐭𝐚𝐥𝐚𝐠𝐚 𝐚𝐧𝐠 𝐤𝐚𝐢𝐥𝐚𝐧𝐠𝐚𝐧 𝐦𝐨𝐧𝐠 𝐢𝐡𝐚𝐧𝐝𝐚 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐟𝐮𝐭𝐮𝐫𝐞? 💭

Emergency fund. Insurance. Retirement.

Minsan nakaka-overwhelm makita ang numbers—especially when you see 𝐦𝐢𝐥𝐥𝐢𝐨𝐧𝐬.

But here's the important part:

𝐇𝐢𝐧𝐝𝐢 𝐦𝐨 𝐤𝐚𝐢𝐥𝐚𝐧𝐠𝐚𝐧𝐠 𝐦𝐚𝐠𝐤𝐚𝐫𝐨𝐨𝐧 𝐧𝐠 𝐥𝐚𝐡𝐚𝐭 𝐧𝐠 ’𝐲𝐚𝐧 𝐭𝐨𝐝𝐚𝐲.

Think of these numbers as 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐛𝐞𝐧𝐜𝐡𝐦𝐚𝐫𝐤𝐬, not deadlines.

🛟 Emergency fund → start with your essential expenses
🩺 Critical illness → prepare for the financial impact of getting seriously sick
❤️ Life insurance → consider the people and responsibilities that depend on your income
🛡️ Accident protection → prepare for unexpected loss of income or expenses
🏖️ Retirement → build toward the lifestyle you want when you eventually stop working

And that ₱𝟏𝟐𝐌 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐞𝐱𝐚𝐦𝐩𝐥𝐞?

If you expect to spend around ₱𝟒𝟎,𝟎𝟎𝟎/𝐦𝐨𝐧𝐭𝐡 𝐢𝐧 𝐭𝐨𝐝𝐚𝐲'𝐬 𝐭𝐞𝐫𝐦𝐬, a rough 25× annual-expense benchmark gives:

₱𝟒𝟎,𝟎𝟎𝟎 × 𝟏𝟐 × 𝟐𝟓 ≈ ₱𝟏𝟐,𝟎𝟎𝟎,𝟎𝟎𝟎

Malaki tingnan? Yes.

But retirement isn't something you fund in one day. 𝐘𝐨𝐮 𝐛𝐮𝐢𝐥𝐝 𝐭𝐨𝐰𝐚𝐫𝐝 𝐢𝐭 𝐥𝐢𝐭𝐭𝐥𝐞 𝐛𝐲 𝐥𝐢𝐭𝐭𝐥𝐞, 𝐨𝐯𝐞𝐫 𝐦𝐚𝐧𝐲 𝐲𝐞𝐚𝐫𝐬. 🌱

The goal of knowing your number isn't to scare you.

𝐈𝐭'𝐬 𝐭𝐨 𝐠𝐢𝐯𝐞 𝐲𝐨𝐮𝐫 𝐦𝐨𝐧𝐞𝐲 𝐬𝐨𝐦𝐞𝐰𝐡𝐞𝐫𝐞 𝐭𝐨 𝐠𝐨.

💬 Which one are you currently building—𝐞𝐦𝐞𝐫𝐠𝐞𝐧𝐜𝐲 𝐟𝐮𝐧𝐝, 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧, 𝐨𝐫 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭?

— 𝐏𝐥𝐚𝐧 𝐰𝐢𝐭𝐡 𝐌𝐚𝐝𝐞𝐥


𝑇ℎ𝑒𝑠𝑒 𝑎𝑟𝑒 𝑔𝑒𝑛𝑒𝑟𝑎𝑙 𝑒𝑑𝑢𝑐𝑎𝑡𝑖𝑜𝑛𝑎𝑙 𝑝𝑙𝑎𝑛𝑛𝑖𝑛𝑔 𝑏𝑒𝑛𝑐ℎ𝑚𝑎𝑟𝑘𝑠, 𝑛𝑜𝑡 𝑓𝑖𝑥𝑒𝑑 𝑟𝑒𝑞𝑢𝑖𝑟𝑒𝑚𝑒𝑛𝑡𝑠. 𝑌𝑜𝑢𝑟 𝑎𝑐𝑡𝑢𝑎𝑙 𝑛𝑒𝑒𝑑𝑠 𝑑𝑒𝑝𝑒𝑛𝑑 𝑜𝑛 𝑦𝑜𝑢𝑟 𝑙𝑖𝑓𝑒𝑠𝑡𝑦𝑙𝑒, 𝑑𝑒𝑝𝑒𝑛𝑑𝑒𝑛𝑡𝑠, 𝑑𝑒𝑏𝑡𝑠, 𝑒𝑥𝑖𝑠𝑡𝑖𝑛𝑔 𝑏𝑒𝑛𝑒𝑓𝑖𝑡𝑠/𝑐𝑜𝑣𝑒𝑟𝑎𝑔𝑒, 𝑔𝑜𝑎𝑙𝑠 𝑎𝑛𝑑 𝑜𝑡ℎ𝑒𝑟 𝑐𝑖𝑟𝑐𝑢𝑚𝑠𝑡𝑎𝑛𝑐𝑒𝑠.

𝐅𝐫𝐨𝐦 𝐇𝐒𝐁𝐂 𝐨𝐟𝐟𝐢𝐜𝐞𝐦𝐚𝐭𝐞𝐬 𝐭𝐨 𝐭𝐚𝐥𝐤𝐢𝐧𝐠 𝐚𝐛𝐨𝐮𝐭 𝐡𝐞𝐚𝐥𝐭𝐡 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐲𝐞𝐚𝐫𝐬 𝐥𝐚𝐭𝐞𝐫. 🧡

Ria reached out to me because she wanted to 𝐫𝐞𝐯𝐢𝐞𝐰 𝐡𝐞𝐫 𝐡𝐞𝐚𝐥𝐭𝐡 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐥𝐨𝐨𝐤 𝐚𝐭 𝐚𝐝𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞 𝐟𝐨𝐫 𝐡𝐞𝐫𝐬𝐞𝐥𝐟.

So instead of jumping straight into a product, we talked about what she actually needs, what fits her budget, and went through a few options she can compare before deciding.

Ang nice lang how our conversations change as we get older. Dati, work and everyday life. Ngayon, kasama na ang 𝐡𝐞𝐚𝐥𝐭𝐡, 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧, 𝐚𝐧𝐝 𝐛𝐞𝐢𝐧𝐠 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐥𝐲 𝐩𝐫𝐞𝐩𝐚𝐫𝐞𝐝.

Thank you for trusting me, Ria. 🧡

If you’re also starting to ask, “𝙀𝙣𝙤𝙪𝙜𝙝 𝙣𝙖 𝙗𝙖 𝙖𝙣𝙜 𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣 𝙠𝙤?” or you simply want to know what options are available, feel free to message me. We can start with a conversation - no pressure to get anything.

“𝙂𝙪𝙨𝙩𝙤 𝙠𝙤 𝙨𝙖𝙣𝙖 𝙣𝙜 𝙡𝙞𝙛𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚… 𝙥𝙚𝙧𝙤 𝙗𝙖𝙠𝙖 𝙝𝙞𝙣𝙙𝙞 𝙠𝙖𝙮𝙖 𝙣𝙜 𝙗𝙪𝙙𝙜𝙚𝙩.”

Fair concern. Lalo na ngayon, ang dami nang pinagkakagastusan. 😅

But protection doesn't always have to start big.

🧡 𝐅𝐖𝐃 𝐒𝐞𝐭 𝐟𝐨𝐫 𝐓𝐨𝐦𝐨𝐫𝐫𝐨𝐰 – 𝐒𝐡𝐨𝐫𝐭 𝐓𝐞𝐫𝐦 𝐂𝐨𝐯𝐞𝐫 is a straightforward protection option that starts from ₱𝟏𝟎,𝟎𝟎𝟎 𝐟𝐨𝐫 𝐘𝐞𝐚𝐫 𝟏*, with coverage of up to ₱𝟓 𝐦𝐢𝐥𝐥𝐢𝐨𝐧.

Depending on your chosen coverage and eligibility, it can include:

🛡️ 𝐋𝐢𝐟𝐞 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 — 100% of the coverage amount payable to your beneficiaries 𝐮𝐩𝐨𝐧 𝐝𝐞𝐚𝐭𝐡

🏥 𝐓𝐞𝐫𝐦𝐢𝐧𝐚𝐥 𝐈𝐥𝐥𝐧𝐞𝐬𝐬 𝐁𝐞𝐧𝐞𝐟𝐢𝐭 — up to 100% of the coverage amount may be advanced 𝐮𝐩𝐨𝐧 𝐝𝐢𝐚𝐠𝐧𝐨𝐬𝐢𝐬

🤝 𝐅𝐮𝐧𝐞𝐫𝐚𝐥 𝐀𝐬𝐬𝐢𝐬𝐭𝐚𝐧𝐜𝐞 — 10% of the coverage amount may be advanced, up to ₱𝟏𝟎𝟎,𝟎𝟎𝟎

Available in 𝟓- 𝐨𝐫 𝟏𝟎-𝐲𝐞𝐚𝐫 𝐭𝐞𝐫𝐦𝐬.

But here's what I want you to remember:

𝐇𝐢𝐧𝐝𝐢 𝐝𝐚𝐡𝐢𝐥 𝐦𝐚𝐲 ₱𝟓𝐌 𝐨𝐩𝐭𝐢𝐨𝐧, 𝐤𝐚𝐢𝐥𝐚𝐧𝐠𝐚𝐧 ₱𝟓𝐌 𝐚𝐠𝐚𝐝.

And hindi rin dahil may starting premium na ₱10,000, iyon na automatically ang right plan for you.

Start with:

𝐌𝐚𝐠𝐤𝐚𝐧𝐨 𝐚𝐧𝐠 𝐤𝐚𝐢𝐥𝐚𝐧𝐠𝐚𝐧 𝐧𝐠 𝐟𝐚𝐦𝐢𝐥𝐲 𝐤𝐨?
𝐀𝐧𝐨 𝐚𝐧𝐠 𝐤𝐚𝐲𝐚 𝐤𝐨𝐧𝐠 𝐜𝐨𝐦𝐟𝐨𝐫𝐭𝐚𝐛𝐥𝐲 𝐦𝐚𝐢𝐧𝐭𝐚𝐢𝐧?

Then we look at the options. 😊

Because good financial planning isn't about buying the biggest plan.

𝐈𝐭'𝐬 𝐚𝐛𝐨𝐮𝐭 𝐜𝐡𝐨𝐨𝐬𝐢𝐧𝐠 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐭𝐡𝐚𝐭 𝐦𝐚𝐤𝐞𝐬 𝐬𝐞𝐧𝐬𝐞 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐥𝐢𝐟𝐞 𝐚𝐧𝐝 𝐲𝐨𝐮𝐫 𝐛𝐮𝐝𝐠𝐞𝐭. 🧡

💬 Curious how much coverage might fit your needs? You can message me and we can look at the numbers together - no pressure, just a conversation.

𝐏𝐥𝐚𝐧 𝐰𝐢𝐭𝐡 𝐌𝐚𝐝𝐞𝐥 | 𝐅𝐖𝐃 𝐖𝐞𝐚𝐥𝐭𝐡 𝐏𝐥𝐚𝐧𝐧𝐞𝐫

𝑃𝑟𝑒𝑚𝑖𝑢𝑚𝑠 𝑣𝑎𝑟𝑦 𝑏𝑎𝑠𝑒𝑑 𝑜𝑛 𝑎𝑔𝑒, 𝑐𝑜𝑣𝑒𝑟𝑎𝑔𝑒 𝑎𝑛𝑑 𝑒𝑙𝑖𝑔𝑖𝑏𝑖𝑙𝑖𝑡𝑦. 𝐵𝑒𝑛𝑒𝑓𝑖𝑡𝑠 𝑎𝑟𝑒 𝑠𝑢𝑏𝑗𝑒𝑐𝑡 𝑡𝑜 𝑝𝑜𝑙𝑖𝑐𝑦 𝑡𝑒𝑟𝑚𝑠, 𝑐𝑜𝑛𝑑𝑖𝑡𝑖𝑜𝑛𝑠 𝑎𝑛𝑑 𝑒𝑥𝑐𝑙𝑢𝑠𝑖𝑜𝑛𝑠. 𝑃𝑙𝑒𝑎𝑠𝑒 𝑟𝑒𝑓𝑒𝑟 𝑡𝑜 𝐹𝑊𝐷'𝑠 𝑜𝑓𝑓𝑖𝑐𝑖𝑎𝑙 𝑝𝑟𝑜𝑑𝑢𝑐𝑡 𝑚𝑎𝑡𝑒𝑟𝑖𝑎𝑙𝑠 𝑓𝑜𝑟 𝑐𝑜𝑚𝑝𝑙𝑒𝑡𝑒 𝑑𝑒𝑡𝑎𝑖𝑙𝑠.

𝐄𝐦𝐞𝐫𝐠𝐞𝐧𝐜𝐲 𝐟𝐮𝐧𝐝: 𝐦𝐞𝐫𝐨𝐧. 😌
𝐄𝐧𝐨𝐮𝐠𝐡 𝐛𝐚? 𝐀𝐲… 𝐧𝐞𝐱𝐭 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧. 😭😂

𝐑𝐞𝐥𝐚𝐭𝐞 𝐪𝐮𝐢𝐞𝐭𝐥𝐲 𝐧𝐚 𝐥𝐚𝐧𝐠 𝐭𝐚𝐲𝐨. 😂

𝐒𝐢𝐧𝐨 𝐚𝐧𝐠 𝐦𝐚𝐤𝐚𝐤𝐚𝐤𝐮𝐡𝐚 𝐧𝐠 𝐒𝐭. 𝐏𝐞𝐭𝐞𝐫 𝐋𝐢𝐟𝐞 𝐏𝐥𝐚𝐧 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐤𝐨?🌿

Spouse? Mga anak? Parents?

Importanteng malaman ito 𝐛𝐚𝐠𝐨 𝐩𝐚 𝐤𝐚𝐢𝐥𝐚𝐧𝐠𝐚𝐧𝐢𝐧 𝐧𝐠 𝐟𝐚𝐦𝐢𝐥𝐲 𝐦𝐨 𝐚𝐧𝐠 𝐩𝐥𝐚𝐧.

Who may claim the applicable insurance benefits can depend on your family situation, beneficiary/claimant details, your Life Plan Agreement, and St. Peter's requirements.

Kaya hindi lang “𝙈𝙖𝙮 𝙎𝙩. 𝙋𝙚𝙩𝙚𝙧 𝙥𝙡𝙖𝙣 𝙣𝙖 𝙖𝙠𝙤.”ang dapat nating alam.

It's also worth checking:

✓ Sino ang beneficiary/claimant?
✓ Updated ba ang information sa plan?
✓ Alam ba ng family mo kung nasaan ang plan details?
✓ Alam ba nila kung sino ang kokontakin when the time comes?

A few minutes of checking today can save your family from unnecessary confusion later.

𝐒𝐚𝐯𝐞 𝐭𝐡𝐢𝐬 𝐩𝐨𝐬𝐭 para may babalikan ka, or share it with someone na may St. Peter Life Plan din.

Not sure what your plan says?
📩 Message me and I'll help you understand your options.

𝐏𝐥𝐚𝐧 𝐰𝐢𝐭𝐡 𝐌𝐚𝐝𝐞𝐥
📧 [email protected]

𝐎𝐤𝐚𝐲 𝐥𝐚𝐧𝐠 𝐛𝐚𝐧𝐠 𝐠𝐮𝐦𝐚𝐬𝐭𝐨𝐬 𝐩𝐚𝐫𝐚 𝐬𝐚 𝐬𝐚𝐫𝐢𝐥𝐢 𝐤𝐚𝐡𝐢𝐭 𝐧𝐚𝐠-𝐢𝐢𝐩𝐨𝐧 𝐤𝐚? 🤔💸

𝐘𝐞𝐬.

Hindi kailangan ma-guilty sa bawat coffee, dinner out, shopping, travel, or little “𝐝𝐞𝐬𝐞𝐫𝐯𝐞 𝐤𝐨 ’𝐭𝐨” moment. 😄

Financial planning isn't about saying 𝐍𝐎 to everything you enjoy.

It's about being able to enjoy your money without forgetting your priorities—your bills, savings, future goals, and yes, financial protection. 🛡️

Because your money isn't only meant to be saved. It's also meant to help you enjoy the life you're working hard for.

𝐒𝐩𝐞𝐧𝐝. 𝐒𝐚𝐯𝐞. 𝐄𝐧𝐣𝐨𝐲. 𝐏𝐫𝐞𝐩𝐚𝐫𝐞.
The goal is balance—not deprivation. 🌱

And about that 𝐏𝐑𝐎𝐓𝐄𝐂𝐓 part... 👀
𝐏𝐚𝐠-𝐮𝐬𝐚𝐩𝐚𝐧 𝐧𝐚𝐭𝐢𝐧 ’𝐲𝐚𝐧 𝐧𝐞𝐱𝐭. 🧡

💬 𝐈𝐤𝐚𝐰, 𝐰𝐡𝐚𝐭'𝐬 𝐨𝐧𝐞 𝐞𝐱𝐩𝐞𝐧𝐬𝐞 𝐧𝐚 𝐡𝐢𝐧𝐝𝐢 𝐦𝐨 𝐟𝐞𝐞𝐥 𝐠𝐮𝐢𝐥𝐭𝐲 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐨𝐧 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐲𝐨𝐮'𝐯𝐞 𝐚𝐥𝐫𝐞𝐚𝐝𝐲 𝐩𝐥𝐚𝐧𝐧𝐞𝐝 𝐟𝐨𝐫 𝐢𝐭?

— 𝐏𝐥𝐚𝐧 𝐰𝐢𝐭𝐡 𝐌𝐚𝐝𝐞𝐥

𝐏𝐎𝐕: Nag-decide kang maging financially responsible. 😌

Also you, 10 minutes later:
“𝙊𝙠𝙖𝙮 𝙗𝙪𝙩… 𝙢𝙖𝙮 𝙫𝙤𝙪𝙘𝙝𝙚𝙧 𝙣𝙖𝙢𝙖𝙣.”

The math is not mathing. The budol is budoling. 😂

📍 𝐓𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐚𝐛𝐨𝐮𝐭 𝐚 𝐂𝐫𝐞𝐦𝐚𝐭𝐢𝐨𝐧 𝐏𝐥𝐚𝐧? 𝐋𝐨𝐜𝐚𝐭𝐢𝐨𝐧 𝐦𝐚𝐭𝐭𝐞𝐫𝐬.

Last week, we talked about 𝐓𝐫𝐚𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐒𝐭. 𝐏𝐞𝐭𝐞𝐫 𝐋𝐢𝐟𝐞 𝐏𝐥𝐚𝐧𝐬 and what happens when you move to another city or province.

This week, Cremation naman.

Unlike a Traditional Plan, a𝐚𝐜𝐭𝐮𝐚𝐥 𝐜𝐫𝐞𝐦𝐚𝐭𝐢𝐨𝐧 𝐬𝐞𝐫𝐯𝐢𝐜𝐞 𝐢𝐬 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞 𝐨𝐧𝐥𝐲 𝐚𝐭 𝐝𝐞𝐬𝐢𝐠𝐧𝐚𝐭𝐞𝐝 𝐒𝐭. 𝐏𝐞𝐭𝐞𝐫 𝐟𝐚𝐜𝐢𝐥𝐢𝐭𝐢𝐞𝐬.

So before choosing a Cremation Plan, it’s worth checking:

✅ Where the actual cremation service is available
✅ Which location is most practical for your family
✅ The applicable terms and conditions of the plan

🤍 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐚𝐡𝐞𝐚𝐝 𝐚𝐥𝐬𝐨 𝐦𝐞𝐚𝐧𝐬 𝐤𝐧𝐨𝐰𝐢𝐧𝐠 𝐰𝐡𝐞𝐫𝐞 𝐭𝐡𝐞 𝐬𝐞𝐫𝐯𝐢𝐜𝐞 𝐜𝐚𝐧 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐛𝐞 𝐩𝐫𝐨𝐯𝐢𝐝𝐞𝐝.

👉 Swipe through the post to see the current cremation-service locations.

💬 𝐌𝐚𝐲 𝐬𝐩𝐞𝐜𝐢𝐟𝐢𝐜 𝐜𝐢𝐭𝐲 𝐨𝐫 𝐩𝐫𝐨𝐯𝐢𝐧𝐜𝐞 𝐤𝐚 𝐢𝐧 𝐦𝐢𝐧𝐝? Message me and I can help you check the available options.

𝐼𝑛𝑓𝑜𝑟𝑚𝑎𝑡𝑖𝑜𝑛 𝑖𝑠 𝑏𝑎𝑠𝑒𝑑 𝑜𝑛 𝑆𝑡. 𝑃𝑒𝑡𝑒𝑟’𝑠 𝑐𝑢𝑟𝑟𝑒𝑛𝑡 𝐶𝑟𝑒𝑚𝑎𝑡𝑖𝑜𝑛 𝑃𝑙𝑎𝑛 𝑝𝑟𝑜𝑣𝑖𝑠𝑖𝑜𝑛𝑠. 𝑆𝑒𝑟𝑣𝑖𝑐𝑒 𝑙𝑜𝑐𝑎𝑡𝑖𝑜𝑛𝑠 𝑎𝑛𝑑 𝑎𝑟𝑟𝑎𝑛𝑔𝑒𝑚𝑒𝑛𝑡𝑠 𝑎𝑟𝑒 𝑠𝑢𝑏𝑗𝑒𝑐𝑡 𝑡𝑜 𝑡ℎ𝑒 𝑎𝑝𝑝𝑙𝑖𝑐𝑎𝑏𝑙𝑒 𝑆𝑡. 𝑃𝑒𝑡𝑒𝑟 𝐿𝑖𝑓𝑒 𝑃𝑙𝑎𝑛 𝐶𝑜𝑛𝑡𝑟𝑎𝑐𝑡.

₱𝟏 𝐌𝐈𝐋𝐋𝐈𝐎𝐍 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐬𝐨𝐮𝐧𝐝𝐬 𝐥𝐢𝐤𝐞 𝐚 𝐥𝐨𝐭… 𝐩𝐞𝐫𝐨 𝐞𝐧𝐨𝐮𝐠𝐡 𝐛𝐚 𝐭𝐚𝐥𝐚𝐠𝐚 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐟𝐚𝐦𝐢𝐥𝐲? 🤔

Let’s put it into perspective.

Based on the 𝐏𝐒𝐀 𝟐𝟎𝟐𝟓 𝐅𝐈𝐄𝐒, average Filipino family expenditure was around ₱𝟑𝟐𝟏,𝟖𝟓𝟎 𝐚 𝐲𝐞𝐚𝐫, or roughly ₱𝟐𝟔,𝟖𝟎𝟎 𝐚 𝐦𝐨𝐧𝐭𝐡.

So, for illustration:

💰 ₱𝟏,𝟎𝟎𝟎,𝟎𝟎𝟎
➗ ₱𝟐𝟔,𝟖𝟎𝟎/𝐦𝐨𝐧𝐭𝐡
= 𝐚𝐛𝐨𝐮𝐭 **𝟑𝟕 𝐦𝐨𝐧𝐭𝐡𝐬

That’s roughly 𝟑 𝐲𝐞𝐚𝐫𝐬 𝐚𝐧𝐝 𝟏 𝐦𝐨𝐧𝐭𝐡.

And that's before separately thinking about:

🏠 Daily family needs
🎓 Children's future
💳 Loans and other obligations
🛡️ Other financial responsibilities

Kaya when someone asks:

“𝙃𝙤𝙬 𝙢𝙪𝙘𝙝 𝙡𝙞𝙛𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙙𝙤 𝙄 𝙣𝙚𝙚𝙙?”

I don't think the conversation should start with “𝑀𝒶𝑔𝓀𝒶𝓃𝑜 𝒶𝓃𝑔 𝓅𝓇𝑒𝓂𝒾𝓊𝓂?”

Mas magandang magsimula sa:

“𝙄𝙛 𝙨𝙤𝙢𝙚𝙩𝙝𝙞𝙣𝙜 𝙝𝙖𝙥𝙥𝙚𝙣𝙨 𝙩𝙤 𝙢𝙚, 𝙢𝙖𝙜𝙠𝙖𝙣𝙤 𝙩𝙖𝙡𝙖𝙜𝙖 𝙖𝙣𝙜 𝙠𝙖𝙞𝙡𝙖𝙣𝙜𝙖𝙣 𝙣𝙜 𝙛𝙖𝙢𝙞𝙡𝙮 𝙠𝙤 𝙥𝙖𝙧𝙖 𝙢𝙖𝙠𝙖𝙥𝙖𝙜𝙥𝙖𝙩𝙪𝙡𝙤𝙮?”

Because ₱𝟏𝐌 𝐜𝐚𝐧 𝐛𝐞 𝐚 𝐛𝐢𝐠 𝐚𝐦𝐨𝐮𝐧𝐭 - 𝐛𝐮𝐭 𝐰𝐡𝐞𝐭𝐡𝐞𝐫 𝐢𝐭'𝐬 𝐞𝐧𝐨𝐮𝐠𝐡 𝐝𝐞𝐩𝐞𝐧𝐝𝐬 𝐨𝐧 𝐘𝐎𝐔𝐑 𝐟𝐚𝐦𝐢𝐥𝐲'𝐬 𝐚𝐜𝐭𝐮𝐚𝐥 𝐧𝐞𝐞𝐝𝐬, 𝐫𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐢𝐥𝐢𝐭𝐢𝐞𝐬, 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐚𝐧𝐝 𝐞𝐱𝐢𝐬𝐭𝐢𝐧𝐠 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧.

Hindi paramihan ng coverage. Hindi rin paramihan ng policies.

𝐓𝐡𝐞 𝐠𝐨𝐚𝐥 𝐢𝐬 𝐭𝐨 𝐮𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝 𝐲𝐨𝐮𝐫 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐠𝐚𝐩 𝐟𝐢𝐫𝐬𝐭.🧡

💬 Want help figuring out how much protection you may actually need? Message me. We can look at the numbers together—𝐧𝐨 𝐩𝐫𝐞𝐬𝐬𝐮𝐫𝐞, 𝐣𝐮𝐬𝐭 𝐚 𝐩𝐫𝐨𝐩𝐞𝐫 𝐧𝐞𝐞𝐝𝐬 𝐚𝐬𝐬𝐞𝐬𝐬𝐦𝐞𝐧𝐭.

𝐏𝐥𝐚𝐧 𝐰𝐢𝐭𝐡 𝐌𝐚𝐝𝐞𝐥 | 𝐅𝐖𝐃 𝐖𝐞𝐚𝐥𝐭𝐡 𝐏𝐥𝐚𝐧𝐧𝐞𝐫

𝐼𝑙𝑙𝑢𝑠𝑡𝑟𝑎𝑡𝑖𝑜𝑛 𝑜𝑛𝑙𝑦. 𝐴𝑐𝑡𝑢𝑎𝑙 ℎ𝑜𝑢𝑠𝑒ℎ𝑜𝑙𝑑 𝑒𝑥𝑝𝑒𝑛𝑠𝑒𝑠 𝑎𝑛𝑑 𝑝𝑟𝑜𝑡𝑒𝑐𝑡𝑖𝑜𝑛 𝑛𝑒𝑒𝑑𝑠 𝑣𝑎𝑟𝑦. 𝑆𝑜𝑢𝑟𝑐𝑒: 𝑃𝑆𝐴 2025 𝐹𝑎𝑚𝑖𝑙𝑦 𝐼𝑛𝑐𝑜𝑚𝑒 𝑎𝑛𝑑 𝐸𝑥𝑝𝑒𝑛𝑑𝑖𝑡𝑢𝑟𝑒 𝑆𝑢𝑟𝑣𝑒𝑦.