Splendid Health Insurance

🎒 BACK-TO-SCHOOL SEASON IS JUST AROUND THE CORNER — IS YOUR CHILD'S HEALTH COVERAGE IN ORDER?

August comes fast. And with it come school physicals, sports clearances, vaccination requirements, and the general reality of kids being around hundreds of other kids.

This means more common illnesses, unexpected urgent care visits, and crucial moments where having the right coverage directly impacts your peace of mind and your wallet.

Before school starts, make sure you can check these off your list:

🔹 Your child's pediatrician is fully confirmed in-network for 2026.
🔹 Your plan covers required school vaccines at $0 copay (most ACA plans must cover this).
🔹 You know your exact urgent care copay vs. ER cost before an emergency happens.
🔹 Your plan covers specialized sports injury treatments and physical clearances.
🔹 Your child's routine medications (asthma, ADHD, diabetes) are active on the plan's formulary.

Not sure about any of these? That's exactly what we're here to help you figure out — before you're sitting in an urgent care waiting room.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019

Splendid Health — Making care easier for families.

🚨 HAPPY 4TH OF JULY! HAPPY INDEPENDENCE DAY! 🇺🇸

Today we celebrate the freedom that defines this country — and the wonderful families who make it home.

At Splendid Health, freedom means something very specific to us:

It means the freedom to access quality healthcare without fear, to choose the plan that truly fits YOUR family, and to do it all in your own language.

No family should be held back by confusion, unexpected costs, or a language barrier when it comes to their health and peace of mind.

Wishing you a wonderful day filled with celebration, laughter, fireworks, and the joy of the people you love most. Stay safe out there! 🎇💙

— The Splendid Health Team

✅ Get your FREE consultation today: +1 (832) 497-3623

🔹 Schedule your appointment directly on our Calendly: https://shorturl.at/uBquZ

Join our growing Facebook support community: https://www.facebook.com/groups/1855229751841019

Splendid Health — Making care easier for families.

🌡️ HEAT WAVES ARE DANGEROUS FOR SENIORS — AND YOUR HEALTH PLAN COVERS MORE THAN YOU THINK.

Summer temperatures are rising, and adults 65 and older are the most vulnerable to heat-related illness. Older adults don't always feel heat the same way younger people do — which makes heat stroke and dehydration especially dangerous.

What Medicare and most health plans cover related to heat and summer health:

✅ ER visits for heat exhaustion or heat stroke
✅ Urgent care for dehydration or heat-related symptoms
✅ Telehealth for non-emergency summer illness (rashes, minor infections, follow-ups)
✅ Preventive screenings that catch underlying conditions worsened by heat (heart, kidney, diabetes)

Prevention tips every senior should know:
🔹 Stay indoors between 10am–4pm on high-heat days
🔹 Drink water before you feel thirsty
🔹 Know the signs: confusion, rapid heartbeat, no sweating despite heat
🔹 Have your medications reviewed — some increase heat sensitivity

Your plan is there when you need it. But prevention is always better.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019
Splendid Health — Making care easier for families.

📘 MEDICAID VS. MEDICARE: TWO PROGRAMS, TWO VERY DIFFERENT PURPOSES.

These two names are so similar that millions of Americans confuse them — and that confusion can lead to missed coverage opportunities or enrollment in the wrong program entirely.

Here's the clear breakdown:

🔵 MEDICARE
• Federal program for people 65+ (and some younger people with disabilities)
• Based on age or disability, NOT income
• Includes Part A (hospital), Part B (medical), Part C (Advantage), Part D (drugs)
• You pay monthly premiums

🟢 MEDICAID
• Joint federal-state program for low-to-moderate income individuals and families
• Based on income, NOT age (children, pregnant women, adults can qualify)
• Covers more services with little to no cost-sharing
• Coverage varies significantly by state

⚠️ DUAL ELIGIBILITY: Some people qualify for BOTH — known as "dual eligible" — and can receive coordinated benefits that maximize their coverage.

Not sure which program applies to you? That's a 10-minute conversation we have every day.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019
Splendid Health — Making care easier for families.

✊🏿 HAPPY JUNETEENTH — CELEBRATING FREEDOM IN ALL ITS FORMS.

June 19th marks the day the last enslaved Americans learned of their freedom — a moment of profound significance in the history of this country.

At Splendid Health, we believe that true freedom includes the freedom to access healthcare without fear, without language barriers, and without being left behind by a system that wasn't designed with everyone in mind.

We are committed to serving every community — including Black and Latino families who have historically faced significant disparities in healthcare access and coverage.

Today we celebrate. And every day, we work to make care more equitable, more accessible, and more human.

💙 Splendid Health Insurance

📞 +1 (832) 497-3623

👔 HAPPY FATHER'S DAY TO EVERY DAD, GRANDAD, AND FATHER FIGURE!

To the dads who are there every day—those who work hard, provide without complaint, and silently carry more than anyone sees—today is your day.

And to the rest of the family, we want to ask a question: When was the last time Dad actually used his health insurance? When was his last checkup? Does he even know what his plan covers?

Statistically, men are less likely to seek preventative care, less likely to know the details of their coverage, and more likely to avoid the doctor until something is seriously wrong.

This Father's Day, consider giving Dad something more lasting than a tie: help him review his coverage, find out if he's overpaying, and make sure his plan includes what he really needs.

We'll do the work. He just has to answer the phone.

📞 +1 (832) 497-3623
🗓️ https://shorturl.at/uBquZ
💙 Splendid Health — Making care easier for families.

💰 THE HSA: THE TRIPLE TAX ADVANTAGE MOST PEOPLE LEAVE ON THE TABLE.

If you have a high-deductible health plan (HDHP), you may be eligible for one of the most powerful financial tools in healthcare: a Health Savings Account (HSA).

Here's why HSAs are worth understanding:

✅ Tax-deductible contributions: Every dollar you put in reduces your taxable income
✅ Tax-free growth: Your balance grows tax-free, like a retirement account
✅ Tax-free withdrawals: When used for qualified medical expenses, withdrawals are 100% tax-free
✅ It rolls over: Unlike FSAs, HSA money never expires. You can build it up for years.
✅ Retirement bonus: After 65, you can withdraw HSA funds for ANY purpose without penalty (just pay income tax — like a 401k)

2026 HSA Contribution Limits:
👤 Individual coverage: $4,300
👨‍👩‍👧‍👦 Family coverage: $8,550

This isn't just a savings account. It's a long-term health and retirement planning tool.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019
Splendid Health — Making care easier for families.

💙 IF YOU'RE TAKING CARE OF A LOVED ONE, WHO'S TAKING CARE OF YOU?

Caregiver burnout is one of the most underdiagnosed health crises in the United States. Adults caring for aging parents, children with disabilities, or chronically ill spouses often put their own health on the back burner — sometimes for years.

What many caregivers don't realize:

✅ Your health plan may cover therapy and counseling to help with emotional exhaustion
✅ Telehealth makes it easier to access mental health support without leaving your caregiving role
✅ Some Medicare Advantage plans for the person you care for include caregiver support programs
✅ Respite care — temporary relief for caregivers — may be available through certain coverage options
✅ If you've lost income due to caregiving, you may qualify for ACA subsidies

You cannot pour from an empty cup. Let us help you find coverage that supports YOU — not just the person you care for.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019
Splendid Health — Making care easier for families.

🚨 IT'S JUNE — THE PERFECT MOMENT FOR A MIDYEAR HEALTH INSURANCE CHECK 💡

We are officially halfway through 2026. Have you looked at your health coverage since you enrolled? Most people haven't — and that oversight can cost you money.

Six crucial reasons to review your plan this month:

✅ Income Updates: Higher income means less subsidy; lower income means more government financial help.

✅ Family Milestones: Having a baby, getting married, or a change in your household size impacts your rates and coverage.

✅ Relocation: Moving — even just across county lines — can completely alter your plan's available doctor network.

✅ Doctor Availability: Providers and specialists frequently update their in-network status mid-year.

✅ New Medications: A newly prescribed drug might not be fully covered under your current plan's formulary.

✅ Low Plan Usage: If you have barely touched your insurance, there may be a much more cost-effective option available.

A midyear review doesn’t mean you can instantly switch plans (unless you qualify for a Special Enrollment Period). However, it allows you to plan ahead for the Open Enrollment period in November and secure the perfect strategy.

📞 FREE Consultation: +1 (832) 497-3623

🗓️ Book your appointment online: https://shorturl.at/uBquZ

👥 Join our community group: https://www.facebook.com/groups/1855229751841019

Splendid Health — Making care easier for families.