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Housing Crash Predicted for 4 Cities – None in Fla. Goldman Sachs 2023 prediction includes a 2008-type housing crisis, but only in four U.S. cities it considers “overheated”: San Jose, Austin, Phoenix and San Diego.

Higher Conforming Loan Limits Help 2M Homes In 2023, a handful of U.S. buyers won’t need a jumbo loan even if borrowing over $1M. While loan caps are lower elsewhere, the increase affects over 2M homes.

Mortgage Rates Drop After Two Weekly Increases Average 30-year, fixed-rate mortgages fell to 6.33% this week from last week’s 6.48%. The rate for a 15-year loan, popular for refinancing, fell to 5.52% from 5.73%.

RE Q&A: Tips to Navigate the Market in 2023 The best legal defense is to never need it. To avoid messy legal trouble, owners should document damage, get a permit for any work and follow HOA rules.

S. Fla. in 2023: What Can Buyers, Sellers Expect? Home prices will likely remain high and even increase, but at a much slower pace. The year will probably see fewer sales and a growing inventory of for-sale homes.

Save on Property Ins.? Maybe 13% in Fla. ‘Go Bare’ If disaster happens, homeowners need property insurance. Cost is a big challenge for many, but there are ways to lower costs without nixing it altogether.

New Year’s Resolution: Invest in Real Estate Stocks mainly pay when they appreciate and bonds via coupons, but real estate offers five profit centers, such as income, tax savings and principal paydown.

Long-Term Mortgage Rates Eased Down Freddie Mac: The average 30-year fixed rate mortgage slipped to 6.31% from 6.33% previously, declining for the fifth straight week. It was 3.12% a year ago.

Prepping to Buy a Home or Invest in 2023? If so, ask some questions to help get ready for a successful outcome, like what would you be willing to sacrifice in terms of space to be able to afford a home?

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ANDREINA TORRES RAMÍREZ
*REALTOR*
eXp Realty
☎️ +1(786)5779383
📧 [email protected]